FondosTech is an AI-driven Insurtech Platform enabling embedded insurance, multi-insurer quotes, POSP onboarding and payouts & reconciliation for fintechs, banks, NBFCs and brokers – all on a 100% IRDAI compliant, CERT-In & ISO certified secure environment, saving stakeholders time and effort.
FondosTech's Insurtech Platform has a solution for every stakeholder in the distribution chain.
Problem: Banks render thousands of loans but adding credit life, personal accident or EMI protection usually requires separate insurer integrations and operational work flows.
Solution: The Lending Module by FondosTech enables you to embed insurance into your loan process seamlessly and provide the appropriate cover at disbursal without disturbing your current systems.
Problem: NBFCs need to include insurance at the time of loan disbursal without adding friction to customer onboarding, loan approval, policy issuance or existing operational processes.
Solution: FondosTech's Lending APIs connect multiple insurers on a single integration, allowing NBFCs to offer and underwrite relevant insurance with every eligible loan.
Problem: Fintech platforms want to offer insurance with financial products but multiple insurer integrations, product workflows and compliance requirements can slow down implementation.
Solution: FondosTech provides one integration to launch, distribute and manage embedded insurance within your app, without building separate insurer connections for every product.
Problem: Growing POSP networks make agent onboarding, KYC, policy issuance, commission tracking and renewals difficult when these processes run across disconnected systems.
Solution: FondosTech brings POSP operations onto one platform, helping you manage agent onboarding, policy issuance, commissions and renewals through a single workflow.
Problem: Travel agents are always juggling bookings and in the rush, travel insurance simply doesn't get included in the flow at all. This is a missed opportunity, not only to protect travelers but also to generate commission on each policy sold.
Solution: Include travel insurance solution within the booking journey powered by FT Embedded Insure. Customers can purchase cover and get their policy instantly, without ever stepping outside the booking flow.
Problem: Aggregators have booking volumes at scale but that scale comes with its own headache: managing multiple insurance integrations and workflows simultaneously. It's more complicated than it needs to be to offer travel cover at checkout.
Solution: FondosTech's Embedded Insurance APIs make that complexity simple. You can embed travel cover straight into your booking flow, meaning customers buy and get their policy instantly at checkout, no extra steps, no friction.
Problem: Logistics platforms deal with continuous shipment volumes, but cargo and commercial vehicle insurance are often not part of the shipment booking and fulfillment process.
Solution: FT Embedded Insure embeds cargo and commercial vehicle cover into your booking flow so relevant protection is issued with each eligible shipment.
Problem: Often buyers of vehicles will purchase insurance and warranty separately, creating a gap between vehicle purchase and protection at a key point of sale.
Solution: FT Embedded Insure integrates motor insurance and extended warranty into your purchase flow, allowing customers to finalize their vehicle protection before checkout.
Powering insurers, brokers, banks and NBFCs.
FondosTech's insurtech platform automates, underwriting, policy issuance, claims and servicing across insurance workflows. Helps teams process business faster, reduce manual work, and scale efficiently.
FondosTech integrates AI across its sales and CRM operations to turn customer and policy data into actionable recommendations that brokers and POSPs can use to sell faster and more efficiently.
AI-powered voice agents handle routine customer queries, policy requests, and claims support around the clock, reduce response times, and ease the workload on service teams.
FondosTech deployed AI to validate claim information, identify inconsistencies, and route cases to right workflows, speeding up claims processing.
AI-backed underwriting helps evaluate risk, validate information, and support consistent decision making across policies. Improves speed and accuracy of underwriting.
FondosTech connects insurers and distribution platforms through ready APIs, for faster data exchange across quotes, policy, services, and payments.
A clean intuitive interface makes it easier to manage complex insurance workflows. Helps team quote, issue, and service policies with less training and less operational steps.
Built on deep insurance expertise, FondosTech helps brokers, banks, NBFCs and fintechs manage distribution, automate operations, and scale across products, partners and channels.
FT POSP Sure digitizes end to end POSP lifecycle starting from onboarding, policy sale, commissions, renewals and claims. It simplifies the administration of growing networks.
KYC & Digital Onboarding for POSPs
Automated commission and payout tracking
Claims management and policy renewal
Centralized network and performance monitor
Fetch quotes and policy comparison to complete policy purchase in just one digital journey. Get suitable covers for customers for faster purchase.
Tailored insurance journeys for your business
Compare multi-insurer quotes in a single view
Built-in check-ins for accurate policy selection
Quicker quote to policy journeys for all customers
FT Lending Insure merges insurance and the loan. Empowers lenders to supply apt covers, issue policies and handle insurance without delaying disbursement.
One integration, Multiple insurance providers
Loan Disbursement and Policy Issuance
Flexible insurance solutions all types of loan
Insurance on existing loan trips for secondary income
FT Embedded Insure allows businesses to deliver relevant insurance at the point of digital purchase journeys, removing the need for a separate insurance purchase process, and enabling businesses to provide protection at checkout.
In the purchase journey, simply put, opt-in insurance.
One integration, many insurers
EV and retail journeys, customizable travel
incremental revenue from existing customer transactions
The service reduces claim settlement TAT by reviewing claim documents, validating, routing and tracking the status of a claim, enabling teams to process cases faster with fewer manual checks and follow-ups.
AI enabled faster claim paper verification
Noted improved document review
Get Real-Time Claim Status Updates
Reduced manual steps in claim journey
FT PayIn-PayOut connects premium collections, commissions calculations, and partner payouts in one finance workflow. Convenient premium transaction tracking and commission calculations, without switching between spreadsheets.
Track premium collections across payment modes
Maps commission against policies and partners
Manage agent and POSP payouts from one system
Check status of your payment and settlement in one place
Reduce payout errors with structured payment workflows
FT EB Sure brings employee enrolment, dependent data, group policies, claims and renewal into one platform. HR gets the cleaner records, real-time policy visibility and fewer spreadsheets, with reduced email and insurer follow-ups.
Self service enrolment for employees and dependents
Unified employee, dependent, and policy records
Real-time claim status for HR teams
Central view of employee benefit policies
Renewal tracking with upcoming policy visibility
Structured enrolment data for faster insurer processing
FT Compliance Shield integrates regulatory checks, audit logs and reporting controls into day-to-day insurance operations. Enables teams to stay compliant, reduces manual follow-ups, and updates clean records for audits and reviews.
IRDAI-aligned checks inside key workflows
Time stamped audit trails for every recorded action
Structured system for regulatory reporting
Central dashboard for compliance status
Process level visibility across the teams
Audit ready records with clear action history
FT Reconciliation matches insurer statements against policy, premium, and commission records, flags mismatches at transaction level, and gives the finance team a clear list before commissions move to payout.
Up to 100% statement matching automation
Every exception identified before payout
Multiple format supported Insurer statements
Cycle-wise audit trail maintained
Launch motor, health, life, travel, property, and other insurance products from one platform. Configure new products faster, reduced set-up efforts, and expand without rebuilding your distribution stack.
Health Insurance
Car Insurance
Bike Insurance
Life Insurance
CV Insurance
Taxi Insurance
Home Insurance
Family Floater
Marine Insurance
Travel Insurance
Cyber Insurance
Fire Insurance
Insurance operations slow down when teams work across disconnected systems. FondosTech brings sales, policies, claims, payouts, and operations together on one insurance platform.
Brokers and insurance agents lose 60% time moving between insurer portals, spreadsheets, and internal systems, creating duplicate work.
Better control over insurance operations from onboarding to servicing. Less operational efforts for quoting, POSP onboarding, policy management, claims, reconciliation, and compliance.
End-to-end claims management from registration to settlement — powered by intelligent automation and real-time tracking for government and enterprise schemes.
Digital claim intake with automated document collection, policy validation, and real-time eligibility checks against scheme guidelines.
AI-powered document scanning and verification against government databases — reducing manual effort and improving accuracy.
Rule-based claim assessment with automated approval workflows, escalation management, and audit-ready compliance trails.
Automated settlement calculation and disbursement with real-time status tracking for beneficiaries and administrators.
Automated reconciliation of payouts against scheme budgets with detailed reporting for government auditors and oversight bodies.
Comprehensive dashboards with claim volume trends, processing times, rejection analysis, and scheme utilization metrics.
Insurance leaders use FondosTech to connect insurers, simplify operations, and run distribution on one platform — with support that stays with them after go-live.
Discover Us“FondosTech has revolutionized our insurance operations with their seamless API integrations and user-friendly platforms. Their timely delivery and dedicated support team ensured a smooth onboarding process, helping us achieve operational efficiency in record time.”
“The journey with FondosTech has been outstanding. From timely delivery to exceptional client support, they’ve consistently gone above and beyond to help us achieve our goals.”
Get answers to common questions about our insurance software, POSP operations, claims and compliance.
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